APOD

An exclusive membership program saving defence and veteran families time and money by providing access to thousands of discounts.

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The Defence Service Homes Insurance Scheme

(commonly referred to as DSH Insurance) provides home building insurance to all current and former members of the Australian Defence Force (ADF) with at least one day of service regardless of their type of service. DSH Insurance also provides access to a range of other insurance products including, for example, contents, landlord and car insurance. These products are available to anyone in the Defence community.

Image by Matthew Bennett

State & Territory Concessions

NSW

The NSW Government is committed to ensuring our veterans, past and present, are honoured with dignity and respect. A range of programs, services and concessions is available for veterans and their families to help them transition from military to civilian life and to assist with the cost of living.  Some services, programs and concessions are available to all veterans, while others are only available to veterans who meet specific requirements, such as holding a Gold Card embossed with Totally and Permanently Incapacitated (TPI) or Extreme Disability Adjustment (EDA).

ACT

If you’re a home owner in the ACT and receive a Commonwealth Government pension with entitlement to a Pensioner Concession Card, a Department of Veterans’ Affairs or a War Veteran’s pension, you may be eligible for a rates rebate.

VIC

The Victorian Government offers a variety of concessions to veterans.

TAS

The Tasmanian Government offers a wide range of discounts and concessions on the cost of government services. The discounts and concessions aim to achieve a balance in the standard of living and access to essential services for all members of the Tasmanian community.

SA

South Australians on low or fixed incomes can access a range of concessions to help with household and other expenses.

WA

The development and implementation of policies and initiatives that promote the wellbeing of WA veterans, commemorate the service and sacrifice of Australian service personnel and firmly establish WA as a state that welcomes and supports veterans and their families.

NT

The Northern Territory (NT) Concession Scheme provides concessions on a range of essential goods and services to help with living expenses.

QLD

Ex-Australian Defence Force personnel and veterans may be eligible for Queensland Government concessions to help ease cost of living pressures. Eligibility requirements apply (e.g. Department of Veterans’ Affairs issued Pensioner Concession Card (PCC), Gold Card–all conditions or White Card–Specific conditions).